Pa Legal Update February 2016
This month’s update for Pennsylvania practitioner’s will break from the normal practice of commenting on a case law driven development in the law and instead will address an important legislative issue. As we all know, unless you’re an insurance carrier there is not much argument that Pennsylvania’s minimum automobile liability insurance limits of $15,000/$30,000 are outdated. Not only do these drastically low limits prevent injured drivers from obtaining full compensation from at-fault drivers when they are viewed in conjunction with the constant drumbeat from insurance agents and brokers encouraging their policyholders to SAVE MONEY by electing limited tort and waiving underinsured coverage, it creates numerous occasions where innocent parties are left with no real compensation.
Thankfully, legislation is currently pending in the House of Representatives to increase the limits to $25,000/$50,000 (which is what we have up here in NY). While the bill cleared the Senate by a vote of 46-3 we encourage you to keep the issue fresh in the minds of your clients/family/friends to try and get the bill passed in 2016. If you want to take that extra step and “lobby” for passage, the PAJ has compiled a list of excellent talking points to help crystalize the negative impacts the low limits have on Pennsylvanians as well as to rebut the insurance carriers’ cries of an increased limit creating more claims, insurance company poverty and increased rates.
While we as New York residents can promise you that passage of the bill will not stop the carriers from stonewalling on the new $25,000 minimum limits cases now that they would be faced with an additional $10K of exposure, every dollar helps your clients in the long run and gives you a little more ammunition to fight to bring their case to resolution.
Experienced Personal Injury Lawyers Fighting For What Is Fair
At Black, Lyle & Habberfield, LLP, in Olean, New York, we stand up for the rights of people who have suffered severe and life-changing injuries. Our clients are people who have suffered tremendously due to the careless and negligent actions of other people, businesses and organizations. If you have been treated unfairly and suffered an injury as a result, we are here to make sure you are treated fairly in the legal system. We have the skill, experience and resources to make a difference.
A Legal Team Focused On Helping The Injured
We limit our practice to handling personal injury cases in New York and Pennsylvania. Our attorneys and staff have all been uniquely trained in these types of cases to provide you with the best results possible. To learn more about each of our experienced personal injury lawyers, please follow the links provided below:
Whether you have been injured in a car accident, a dog attack, or due to medical malpractice or negligence of any kind, we are here to help you seek full and fair compensation for the losses you have suffered.
Let Us Take The Legal Burden Off Your Shoulders
You have suffered enough. We are here to handle all of the legal and financial red tape so that you can focus on recovering from your injuries. To schedule a free initial consultation with an experienced personal injury lawyer in Olean, contact our law offices online or by telephone at 716-301-4201 or toll free at 800-524-9481.