What Is No-Fault Insurance?

What Is No-Fault Insurance?

New York and Pennsylvania are “no-fault” insurance states, meaning that victims of car accidents can pursue compensation for medical bills and lost wages regardless who is at fault in the accident.

If you or someone close to you has been injured in a motor vehicle accident and you have questions or concerns about receiving the no-fault insurance benefits you are entitled to, the attorneys at Black, Lyle & Habberfield, LLP, are here for you. With law offices in Olean, we have significant experience handling auto accident claims for clients throughout New York and Pennsylvania.

Navigating The No-Fault Insurance Claim Process

In most states, people injured in auto accidents must pursue compensation from the at-fault driver’s insurance provider. Because New York and Pennsylvania are “no-fault” insurance states, the injured are entitled to compensation from their own insurance provider, regardless of who is at fault.

This does not mean the task of obtaining fair compensation is any easier. Every insurance company is concerned with its own bottom line first, and profits by limiting or denying accident claims. This is why it is so important to have an experienced personal injury lawyer protecting your rights in the event of an accident.

Also, you may still need to pursue compensation from the at-fault driver’s insurance provider for pain and suffering and other general damages. Our attorneys can handle all aspects of your claim and pursue all potential sources of compensation. We are here to handle the legal and financial details so that you can focus on recovering from your injuries.

Let Us Simplify A Complex Process

Insurance issues after an accident can be very complex, but you don’t have to face them alone. Our attorneys are highly knowledgeable in the no-fault insurance claim process and can explain to you in plain language your rights, the law and the process of obtaining compensation. To arrange a free initial consultation with an experienced auto accident attorney in Olean, contact our law offices online or by telephone at 716-301-4201 or toll free at 800-524-9481.